VA Loan Resources

Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.

blog cover 23 moving tips

23 Money-Saving Moving Tips

You’re in the process of buying a new home. You’ve been pre-approved for a home loan, your offer has been accepted, and now it’s time to get serious about planning to move. With inflation on the rise and the extremely high cost of fuel, you need to save money on moving expenses. Fortunately, we have...
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Strategies for Homebuyers in a Seller’s Market

The housing market is still a seller’s market. Inventory is low and the competition is high. How can home buyers successfully navigate the housing market right now? 7 Tips for Homebuyers in a Seller's Market Here are several tips homebuyers can apply to strengthen their offers when buying a home. Fi...
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blog graphic 9 things to do when you move into a new home

9 Things to Do When You Move into Your New Home

You have worked hard to purchase a home and it feels great to finally get to settle into your new house! But wait, there’s more. While you unpack and maybe redecorate your new home, here is a helpful list of essential to-dos to complete before you’ve finished unpacking. 9 Things To Do After You Move...
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Blog Cover Different Types of Mortgage Loans

What Are the Most Common Mortgage Types?

Not all mortgage loans are created equal. Before getting pre-approved for a home loan, it is important to understand the differences between the various mortgage loan products and determine which type of loan is best for you and your financial goals and needs. Different mortgage products will come w...
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Can I Buy a Home Without My Spouse?

If you are preparing to purchase a home, you may be wondering how much your spouse has to be involved in the process, if at all. Many married couples purchase a home as co-borrowers, meaning both their names are on the mortgage and the title. However, you may not want to include your spouse on the m...
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How to Shop for Different Mortgage Lenders

You have been planning and saving for this moment for months, maybe years. It’s time to start shopping different mortgage lenders and finally get pre-approved for a home loan. But wait. How do you actually shop different mortgage lenders? What questions should you ask? How do you know which mortgage...
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VA Loan Work History Requirements

As you prepare to purchase a home and apply for a mortgage loan using your VA loan benefit, it’s important to understand how your employment status and employment history can affect your mortgage loan eligibility. In this article, we break down the necessary VA loan work history requirements for hom...
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DD Form 214 and Why You Need it For a VA Loan

The DD Form 214 or “DD 214” is a veteran’s Certificate of Release or Discharge from Active Duty. This document is issued by the United States Department of Defense and is distributed upon retirement, separation, or discharge from active duty in the Armed Forces. Why Do I Need a DD214 to Apply For a ...
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7 Common Questions About Mortgage Rate Locks

What is a Mortgage Rate Lock? A mortgage rate lock prevents the interest rate on your home loan from increasing or decreasing within a specified timeframe before closing, typically 30-60 days or more depending on the terms of the rate lock and the type of mortgage loan. This allows you, as the buyer...
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Are We in Another “Housing Bubble”?

The word on the street is that the United States has entered another housing bubble and we are set to repeat the events of 2008 when the housing market crashed. While there are some similarities between the housing market today and the housing market in 2006 prior to the housing market crash, there ...
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5 Ways to Use Your Tax Return to Buy a Home

As tax season comes to a close and you anticipate receiving your tax return, you might already be making plans for how you want to use that extra cash! It’s no surprise that the end of tax season typically kicks off the busiest home-purchasing season of the year because there are so many ways you ca...
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underwater mortgage graphic

What is an Underwater Mortgage?

An underwater mortgage or upside-down mortgage is when the value of your property is less than the remaining mortgage you still owe on the property. Underwater mortgages most commonly occur during an economic downturn when the value of property rapidly declines. They can also result from an increase...
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