VA Loan Resources
Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.
Can a VA Home Loan Close in 30 Days?
On average, a traditional VA home loan purchase will take 40 to 50 days to close. It is possible to close on a VA home loan in as short a timeframe as 30 days, and VeteransLoans.com is known for having some of the shortest turnaround times in the industry.
However, there are multiple variables that ...
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What You Need to Know About FHA Loans
A Federal Housing Administration (FHA) loan is a home mortgage guaranteed by the government and funded by a private bank or mortgage lender approved by the FHA. FHA loans are designed for borrowers with lower credit scores who might not be able to afford a larger down payment. This usually includes ...
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Will I Lose My Home if The Housing Market Crashes?
Experts are not predicting a housing market crash. Nevertheless, no one can predict the future and the housing market is susceptible to events, circumstances, and influences outside of anyone’s control. The fear of a housing market crash has raised a lot of questions and a lot of anxiety. Prospectiv...
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23 Money-Saving Moving Tips
You’re in the process of buying a new home. You’ve been pre-approved for a home loan, your offer has been accepted, and now it’s time to get serious about planning to move. With inflation on the rise and the extremely high cost of fuel, you need to save money on moving expenses.
Fortunately, we have...
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Strategies for Homebuyers in a Seller’s Market
The housing market is still a seller’s market. Inventory is low and the competition is high. How can home buyers successfully navigate the housing market right now?
7 Tips for Homebuyers in a Seller's Market
Here are several tips homebuyers can apply to strengthen their offers when buying a home.
Fi...
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9 Things to Do When You Move into Your New Home
You have worked hard to purchase a home and it feels great to finally get to settle into your new house! But wait, there’s more. While you unpack and maybe redecorate your new home, here is a helpful list of essential to-dos to complete before you’ve finished unpacking.
9 Things To Do After You Move...
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What Are the Most Common Mortgage Types?
Not all mortgage loans are created equal. Before getting pre-approved for a home loan, it is important to understand the differences between the various mortgage loan products and determine which type of loan is best for you and your financial goals and needs.
Different mortgage products will come w...
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Can I Buy a Home Without My Spouse?
If you are preparing to purchase a home, you may be wondering how much your spouse has to be involved in the process, if at all. Many married couples purchase a home as co-borrowers, meaning both their names are on the mortgage and the title.
However, you may not want to include your spouse on the m...
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How to Shop for Different Mortgage Lenders
You have been planning and saving for this moment for months, maybe years. It’s time to start shopping different mortgage lenders and finally get pre-approved for a home loan. But wait. How do you actually shop different mortgage lenders? What questions should you ask? How do you know which mortgage...
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VA Loan Work History Requirements
As you prepare to purchase a home and apply for a mortgage loan using your VA loan benefit, it’s important to understand how your employment status and employment history can affect your mortgage loan eligibility. In this article, we break down the necessary VA loan work history requirements for hom...
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DD Form 214 and Why You Need it For a VA Loan
The DD Form 214 or “DD 214” is a veteran’s Certificate of Release or Discharge from Active Duty. This document is issued by the United States Department of Defense and is distributed upon retirement, separation, or discharge from active duty in the Armed Forces.
Why Do I Need a DD214 to Apply For a ...
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7 Common Questions About Mortgage Rate Locks
What is a Mortgage Rate Lock?
A mortgage rate lock prevents the interest rate on your home loan from increasing or decreasing within a specified timeframe before closing, typically 30-60 days or more depending on the terms of the rate lock and the type of mortgage loan. This allows you, as the buyer...
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