VA Loan Resources
Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.
Should I Buy a Home in 2022?
With the rise of inflation and mortgage rates, prospective homebuyers are wondering if they should buy a home in 2022. While the landscape of the 2022 housing market will be different compared to the previous two years, 2022 could still very well be one of the best years to buy a home, and here is w...
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How to Qualify For a VA Loan
A VA loan is a mortgage provided by the U.S. Department of Veterans Affairs program. It is available to active and veteran military service personnel and their surviving spouses. While VA loans are issued by private lenders, they are backed by the federal government.
Do You Qualify?
Qualifying for a...
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Are You Eligible for a VA Loan?
Service Members
You may be eligible for a VA loan if you have served in the following branches of the United States military:
Army
Marines
Navy
Air Force
Coast Guard
If you have served in one of the above United States military branches for 90+ days during wartime or 181+ days during peacetime, yo...
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5 Questions to Ask Before Refinancing Your Mortgage
Refinancing your mortgage is a beneficial option for a homeowner, but there are a few things you should know before making the decision to refinance. Here are some questions to ask yourself if you’re considering refinancing your mortgage.
What are my goals for refinancing my mortgage?
Do you want to...
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10 Tips for First-Time Homebuyers
Are you a potential first-time homebuyer considering purchasing a home this year? If so, here are a few ways you can kickstart the home purchasing process and prepare to buy your first home!
Prepare Your Finances for Homeownership
The cost of homeownership involves more than a monthly mortgage payme...
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Tips for First Time Homebuyers
Purchasing a home for the first time can be exciting. But the process of buying can sometimes be hard to navigate. There are quite a few steps from where you are now to the moment you’re moving in, but fear not, we’ve prepared our top tips to get you home as soon as possible.
Create Good Credit Habi...
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Tips & Tricks When Moving With a Pet
Whether you’ve just found your dream home or are temporarily moving to a new house, it’s important to take precautions when moving with pets to ensure they are safe and happy at the new home. Moving is stressful and can sometimes be a challenge with animals involved, but here are a few tips that wil...
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VA Loan Eligibility
A VA loan is an earned benefit that allows eligible veterans, service members, and surviving spouses to qualify for a low-cost mortgage when looking to purchase or refinance, even with imperfect credit.
Although lenders set their own standards for certain aspects of the VA loan to qualify, the Veter...
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5 Ways to Improve Your Credit Score in 2022
It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps to improve your credit score. And with the New Year just around the corner, w...
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How Debt-to-Income (DTI) Impacts Your Mortgage
Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI. Debt-to-income divides the total of all monthly debt payments by your gross monthly income, giving you a percentage. As a lender, we focus ...
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Credit Score 101
Credit scores are an important benchmark of your financial health. It's also one of the first things your lender will determine when you start the VA Home Loan process. At VeteransLoans.com, we'll soft pull your credit score when we work to get you pre-qualified, and then we'll hard pull your credit...
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What is the VA Appraisal?
The VA appraisal is an important step in the VA Home Loan process. Generally, your lender will order a VA appraisal once you're under contract on a home. But what exactly is the VA appraisal, what does it look for, and what happens if it doesn't go as well as you want?
What Does the Appraisal Proces...
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