VA Loan Resources
Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.
Common Mistake First-Time Homebuyers Keep Making
Purchasing your first home is an exciting milestone, but for a first-time homebuyer, the process can feel overwhelming—especially when it comes to securing a mortgage. A recent Newsweek article spotlighted a critical mistake many first-time homebuyers make, as explained by Laura Judkins, a mortgage ...
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VA Loan Limits and VA Entitlement for 2023
If you're considering purchasing a home using a VA loan this year, you are probably wondering what the VA loan limits for 2023 are. Here is what you need to know about VA loan limits in 2023 and how this will affect your home purchase.
VA Loan Limits
The VA loan limits are determined by the Federal ...
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VA Loan Benefit For Eligible Surviving Spouses
VA Loan Eligibility
The VA loan was designed to make homeownership possible for qualifying Veterans, Servicemembers, and eligible surviving spouses. In this article, we want to clarify what the VA means by “eligible surviving spouses.”
It’s important to note that the VA’s definition of spouses inclu...
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How Your Child Can Affect Your VA Loan
Did you know your child can affect your VA loan? The VA loan has a few requirements specified by the U.S. Department of Veterans Affairs regarding childcare, child support, and residual income that are unique to this type of loan. If you are considering applying for a VA loan and have children, you ...
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Understanding the Closing Disclosure
At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first round of underwriting and no later than three days before you are sch...
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Top Ten Cities to Buy a Home 2022
The housing market in the United States is still overwhelmingly a seller's market, but there are cities in the United States where the housing market is starting to turn to buyers' advantage. Realtor.com recently came out with a ranking system to determine the top ten cities to purchase a home out o...
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Should I Buy a Home This Winter?
Purchasing a home, especially for first-time homebuyers, is a highly personal decision. It’s not so much a question of whether it’s the right time to buy, but whether it’s the right time for you to buy.
So instead of asking the question should I buy a home this winter, ask the question am I ready to...
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VA Loan Closing Costs & Fees
Closing costs include a variety of fees paid at or prior to closing on a home loan. Homebuyers can find closing costs confusing because the term “closing costs” is broad and is used to describe many different costs and fees associated with purchasing a home and applying for a mortgage loan. This can...
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8 Ways to Pay Off Your Mortgage Faster
The most common type of mortgage loan for a permanent family residence is a 30-year fixed-rate mortgage. Thirty years can feel like you will be paying off your mortgage forever. But did you know there are easy ways to cut your mortgage repayment period short while saving you money on interest and ac...
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4 Reasons to Choose a Smaller Mortgage Lender
There are many compelling reasons to choose a large established mortgage lender. Nationally renowned lenders come backed with big brand equity and big trust. It’s easy to know what you are getting into with a big name that has an established history and brand in the industry.
But have you ever consi...
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Disabled Veteran Property Tax Exemption in Every State
For the last decade, states have worked to diminish the cost of living for disabled veterans and their surviving spouses in an effort to demonstrate appreciation and honor to those who have served our country on the front line of duty and those who have paid the ultimate sacrifice.
Almost every stat...
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VA Loan Purchase Options
VA loans are known for making home purchases more affordable for veterans. But you might be surprised to discover how many purchase options come with a VA loan, some of which are exclusive to the VA loan benefit. The purpose of the VA loan is to make purchasing a safe, structurally sound, and sanita...
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