VA Loan Resources

At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first round of underwriting and no later than three days before you are sch...
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The housing market in the United States is still overwhelmingly a seller's market, but there are cities in the United States where the housing market is starting to turn to buyers' advantage. Realtor.com recently came out with a ranking system to determine the top ten cities to purchase a home out o...
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Purchasing a home, especially for first-time homebuyers, is a highly personal decision. It’s not so much a question of whether it’s the right time to buy, but whether it’s the right time for you to buy. So instead of asking the question should I buy a home this winter, ask the question am I ready to...
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Closing costs include a variety of fees paid at or prior to closing on a home loan. Homebuyers can find closing costs confusing because the term “closing costs” is broad and is used to describe many different costs and fees associated with purchasing a home and applying for a mortgage loan. This can...
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The most common type of mortgage loan for a permanent family residence is a 30-year fixed-rate mortgage. Thirty years can feel like you will be paying off your mortgage forever. But did you know there are easy ways to cut your mortgage repayment period short while saving you money on interest and ac...
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There are many compelling reasons to choose a large established mortgage lender. Nationally renowned lenders come backed with big brand equity and big trust. It’s easy to know what you are getting into with a big name that has an established history and brand in the industry. But have you ever consi...
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For the last decade, states have worked to diminish the cost of living for disabled veterans and their surviving spouses in an effort to demonstrate appreciation and honor to those who have served our country on the front line of duty and those who have paid the ultimate sacrifice. Almost every stat...
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