VA Loan Resources

Refinancing your mortgage is a beneficial option for a homeowner, but there are a few things you should know before making the decision to refinance. Here are some questions to ask yourself if you’re considering refinancing your mortgage. What are my goals for refinancing my mortgage? Do you want to...
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Are you a potential first-time homebuyer considering purchasing a home this year? If so, here are a few ways you can kickstart the home purchasing process and prepare to buy your first home! Prepare Your Finances for Homeownership The cost of homeownership involves more than a monthly mortgage payme...
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Purchasing a home for the first time can be exciting. But the process of buying can sometimes be hard to navigate. There are quite a few steps from where you are now to the moment you’re moving in, but fear not, we’ve prepared our top tips to get you home as soon as possible. Create Good Credit Habi...
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Whether you’ve just found your dream home or are temporarily moving to a new house, it’s important to take precautions when moving with pets to ensure they are safe and happy at the new home. Moving is stressful and can sometimes be a challenge with animals involved, but here are a few tips that wil...
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A VA loan is an earned benefit that allows eligible veterans, service members, and surviving spouses to qualify for a low-cost mortgage when looking to purchase or refinance, even with imperfect credit. Although lenders set their own standards for certain aspects of the VA loan to qualify, the Veter...
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It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps to improve your credit score. And with the New Year just around the corner, w...
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Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI.  Debt-to-income divides the total of all monthly debt payments by your gross monthly income, giving you a percentage. As a lender, we focus ...
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