At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first round of underwriting and no later...
The housing market in the United States is still overwhelmingly a seller's market, but there are cities in the United States where the housing market is starting to turn to buyers' advantage. Realtor.com recently came out with a ranking system to determine the top ten...
Purchasing a home, especially for first-time homebuyers, is a highly personal decision. It’s not so much a question of whether it’s the right time to buy, but whether it’s the right time for you to buy. So instead of asking the question should I buy a home this...
The most common type of mortgage loan for a permanent family residence is a 30-year fixed-rate mortgage. Thirty years can feel like you will be paying off your mortgage forever. But did you know there are easy ways to cut your mortgage repayment period short while...
There are many compelling reasons to choose a large established mortgage lender. Nationally renowned lenders come backed with big brand equity and big trust. It’s easy to know what you are getting into with a big name that has an established history and brand in the...
Qualifying military veterans and servicemembers are entitled to use the VA loan benefit to purchase a home, as long as they meet the fundamental VA and mortgage lender requirements. If you are a qualifying military veteran and servicemember, you might be considering...