As a Veteran, active-duty service member, or eligible surviving spouse, you’ve earned one of the most powerful homeownership benefits available: the VA loan. While the housing market has seen its share of ups and downs, recent trends indicate that now might be an exceptionally good time to leverage your VA benefits and enter the market, especially with sellers becoming more flexible on price.
You’ve dedicated yourself to serving our country, and you’ve earned a truly exceptional benefit: the VA home loan. Yet, despite its unparalleled advantages, it’s astonishing how often the VA loan is misunderstood, not just by the general public, but sometimes even by real estate professionals and sellers. This misunderstanding can lead to the false perception that it’s a “bad loan” or “undesirable” to sellers, which couldn’t be further from the truth.
Are you a veteran or active-duty service member exploring the benefits of a VA loan? At VeteransLoans.com, we’re committed to helping you navigate the homebuying process with clarity and confidence. One key aspect of owning a home with a VA loan is understanding your monthly mortgage payment, what it includes, how it’s calculated, and why it might change over time. In this blog post, we’ll break down the components of your VA loan monthly mortgage payment, spotlighting the role of escrow and its yearly fluctuations.
Congratulations, veteran or active-duty service member—you’ve been pre-approved for a VA home loan with VeteransLoans.com! This is a huge step toward owning your dream home with the incredible benefits of a VA loan, like no down payment and competitive rates. But here’s the catch: pre-approval isn’t final approval. Between now and closing, certain missteps could jeopardize your loan. Don’t worry—we’ve got your back. In this post, we’ll walk you through the key mistakes to avoid after pre-approval, based on expert advice from VeteransLoans.com, to keep your VA loan on track.
When buying a home or refinancing your mortgage, deciding how to hold title is a key step that affects ownership, inheritance, and your loan process. At VeteransLoans.com, we’re here to help you understand these options—whether you’re securing a home purchase loan or refinancing. Below, we break down the most common ways to hold title in real estate and ways to hold title when buying a house, with a mortgage-focused lens.