For many Veterans and active-duty service members, one of the first questions in the homebuying process is simple: How much VA mortgage can I afford? While a lender can tell you how much you may qualify to borrow, affordability is about more than the maximum loan...
The 21st Century Road to Housing Act is proposed legislation designed to expand housing opportunities and improve access to homeownership for military members, Veterans, and other Americans facing housing challenges. While legislative details can evolve as bills move...
If a VA loan appraisal comes in lower than the agreed purchase price, you still have several options. You can renegotiate with the seller, pay the difference out of pocket, request a Reconsideration of Value (ROV), or walk away using your VA escape clause. The best...
Building wealth through real estate is a dream for many, but for Veterans and service members, it’s a built-in benefit. While the VA loan is primarily designed to help you buy a home to live in, it is also one of the most powerful tools for generating passive income....
VA termite inspections—also called wood-destroying insect (WDI) inspections—are often required during the VA home loan process, depending on the property location. These inspections help identify active infestations or damage from termites and other pests that could...
Being “underwater” on your mortgage can feel stressful—but if you have a VA home loan, you may have more options than you think. Many Veterans and service members face this situation during market shifts, and there are VA-backed solutions designed to help you regain...