Timing is everything when it comes to VA loan refinancing, and a recent TikTok from VeteransLoans.com underscores why acting fast can protect your financial future. Whether you’re a veteran or active-duty service member looking to lower your mortgage payments or tap...
VA Loan Eligibility The VA loan was designed to make homeownership possible for qualifying Veterans, Servicemembers, and eligible surviving spouses. In this article, we want to clarify what the VA means by “eligible surviving spouses.” It’s important to note that the...
Did you know your child can affect your VA loan? The VA loan has a few requirements specified by the U.S. Department of Veterans Affairs regarding childcare, child support, and residual income that are unique to this type of loan. If you are considering applying for a...
At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first round of underwriting and no later...
The housing market in the United States is still overwhelmingly a seller's market, but there are cities in the United States where the housing market is starting to turn to buyers' advantage. Realtor.com recently came out with a ranking system to determine the top ten...
Purchasing a home, especially for first-time homebuyers, is a highly personal decision. It’s not so much a question of whether it’s the right time to buy, but whether it’s the right time for you to buy. So instead of asking the question should I buy a home this...