Yes, in many cases you can roll certain closing costs into a VA loan—but not all of them. It depends on the type of fee, the appraised value of the home, and how the loan is structured. Some costs can be financed, while others may need to be paid upfront or covered...
VA loan changes in 2026 are expected to focus more on flexibility, affordability, and accessibility for eligible Veterans and service members. While the core benefit remains the same—no down payment in many cases and no private mortgage insurance—updates may impact...
Retirement income can absolutely matter when you apply for a VA home loan. In many cases, retirement pay, pension income, Social Security retirement benefits, military retirement, and similar fixed income sources may be used to help qualify, as long as the income is...
If you are a Veteran with a service-connected disability, your VA disability rating is more than just a monthly compensation check—it is a powerful tool for building wealth through real estate. Understanding how your benefits interact with the VA mortgage process can...
To thrive in the 2026 spring homebuying season, Veterans need a strategy that goes beyond simply having a VA loan. This year, the market is characterized by stabilizing interest rates (averaging around 6.2% APR) and a noticeable increase in inventory, meaning you have...
The U.S. housing market has been a whirlwind of shifting values, evolving mortgage rates, and new realities for homeowners and hopeful buyers alike. As a trusted partner for our nation’s Veterans, active-duty service members, and their families, we at...