Considering buying a home? Purchasing a home can be a complicated and tedious process. At VeteransLoans.com, we want to make that process as simple as possible by providing educational resources and excellent customer service every step of the way.
The U.S. housing market has been a rollercoaster for the past several years, swinging from a frenzied, competitive seller’s market to a more subdued, and at times, perplexing, landscape. As of mid-2025, a new trend is emerging: a curious "holding pattern" where buyers...
At VeteransLoans.com, we understand that there are many questions surrounding a spouse's involvement in a VA loan, from eligibility to financial responsibilities. This comprehensive guide will demystify the requirements for spouses, including the unique situations of...
You have been planning and saving for this moment for months, maybe years. It’s time to start shopping different mortgage lenders and finally get pre-approved for a home loan. But wait. How do you actually shop different mortgage lenders? What questions should you...
As you prepare to purchase a home and apply for a mortgage loan, it’s important to understand how your employment status and employment history can affect your mortgage loan eligibility. In this article, we break down the necessary employment requirements for home loan approval.
If you are a qualifying veteran, service member, or surviving spouse applying for a VA loan, you will need your DD214 in order to retrieve a Certificate of Eligibility (COE). A COE verifies that you do, in fact, qualify for a VA loan. Or, if you are using your remaining VA loan entitlement, your COE will inform you and your lender how much entitlement you have already used.
What is a Mortgage Rate Lock? A mortgage rate lock prevents the interest rate on your home loan from increasing or decreasing within a specified timeframe before closing, typically 30-60 days or more depending on the terms of the rate lock and the type of mortgage...