First-Time Homebuyers
Understanding the Closing Disclosure

Understanding the Closing Disclosure

At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first round of underwriting and no later...

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4 Reasons to Choose a Smaller Mortgage Lender

4 Reasons to Choose a Smaller Mortgage Lender

There are many compelling reasons to choose a large established mortgage lender. Nationally renowned lenders come backed with big brand equity and big trust. It’s easy to know what you are getting into with a big name that has an established history and brand in the...

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Are You Ready to Be a Homeowner?

Are You Ready to Be a Homeowner?

For first-time homebuyers, the prospect of purchasing a home can be daunting, especially in a housing market where home prices and mortgage rates are constantly changing and you’re not sure if now is the right time to enter the market or not. Here are some signs that indicate you are probably ready to be a homeowner.

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VA Loan Pest Inspection Requirements

VA Loan Pest Inspection Requirements

If you are in the process of getting approved for a VA loan, your purchase property may or may not be required to undergo an inspection for wood-destroying insects. This requirement can add a significant amount of time to the loan approval process, so it is helpful to...

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