Considering purchasing a home with a VA loan? Wanting to refinance your current home? At VeteransLoans.com, we provide education resources on our blog to make sure you feel confident throughout the entire loan approval and home purchasing process.
Retirement income can absolutely matter when you apply for a VA home loan. In many cases, retirement pay, pension income, Social Security retirement benefits, military retirement, and similar fixed income sources may be used to help qualify, as long as the income is...
The best home loan for most eligible military borrowers is a VA home loan because it offers flexible qualification guidelines, no down payment in many cases, and no private mortgage insurance requirement. VA loans are designed specifically for service members,...
Being “underwater” on your mortgage can feel stressful—but if you have a VA home loan, you may have more options than you think. Many Veterans and service members face this situation during market shifts, and there are VA-backed solutions designed to help you regain...
Yes, in many cases you can use your VA home loan benefit more than once. Eligible borrowers may buy again after selling a home and restoring entitlement, and some may even keep a current VA-financed property while using remaining entitlement for another primary...
Yes, you can get a VA home loan with poor credit. While the VA does not set a minimum credit score, most lenders look for a baseline score and overall financial stability. Even with lower credit, factors like income, residual income, and payment history can help you...
A VA loan co-signer—also called a joint borrower—can help you qualify by combining income and assets, but they must typically be a spouse or another eligible Veteran to receive full VA benefits. Using a non-eligible co-signer may still be possible, but it can change...