VLC Staff, Author at VeteransLoans.com Articles

Navigating Market Storms – How the Housing Market Has Recovered

The housing market is a powerful engine of the U.S. economy, and its cycles of boom, bust, and recovery have a direct impact on the financial lives of millions of Americans. For Veterans and active-duty service members looking to use their VA home loan benefit, understanding these cycles is key to making a sound investment. At VeteransLoans.com, we believe that informed borrowers make the best decisions, which is why we’re taking a look back at some of the most significant market downturns in modern history to see how they’ve bounced back.

Your First VA Home Loan – A Step-by-Step Guide for First-Time Buyers

Congratulations! You’ve served our country, and now you’re ready to embark on one of the most exciting journeys of your life: buying your first home. For active-duty service members, Veterans, and eligible surviving spouses, the VA home loan is an earned benefit that can make this dream a reality with incredible advantages like no down payment and no private mortgage insurance.

Anticipated Rate Drops – How to Navigate Your VA Home Loan with a Critical Eye

For years, the housing market has been a whirlwind of high prices and rising interest rates, creating challenges for many prospective homebuyers. But with many economists anticipating that interest rates may begin to drop in the near future, a new wave of optimism is sweeping the market. This potential shift presents a golden opportunity for active-duty service members, Veterans, and eligible surviving spouses to leverage their VA home loan benefits to their fullest potential.

What’s Happening in the Housing Market and How Veterans Can Take Advantage

The U.S. housing market has been a rollercoaster for the past several years, swinging from a frenzied, competitive seller’s market to a more subdued, and at times, perplexing, landscape. As of mid-2025, a new trend is emerging: a curious “holding pattern” where buyers are hesitant, sellers are delisting their homes, and more inventory is slowly coming to market.

A Spouse’s Guide to VA Loan Eligibility and Requirements

At VeteransLoans.com, we understand that there are many questions surrounding a spouse’s involvement in a VA loan, from eligibility to financial responsibilities. This comprehensive guide will demystify the requirements for spouses, including the unique situations of non-borrowing spouses, community property states, and surviving spouses, ensuring you and your family are fully prepared to take on the VA home loan process with confidence.