VA Loan Resources
Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.
The Truth About Mortgage Rates – Why the Advertised Rate May Not Be Your Rate
It is completely understandable. We’ve all been there: You're browsing a lender’s website, the numbers flash on the screen, and you see a remarkably low mortgage rate. A wave of excitement washes over you. That's the rate I want! you think.
But when you finally make the call to speak with a loan off...
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VA Loans for Manufactured, Modular & Mobile Homes
For many veterans, achieving the dream of homeownership is a significant milestone. The VA loan benefit is an incredible tool designed to make this dream a reality, offering competitive rates and flexible terms. However, navigating the diverse landscape of housing types can sometimes be confusing, e...
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The Student Debt Dilemma and How You Can Still Achieve Homeownership
The dream of owning a home is a core part of the American experience, and for those who have served our nation, the VA home loan benefit is a well-deserved advantage. Yet, for millions of veterans and active-duty service members, that dream often runs head-on into the reality of student loan debt. Y...
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What Happens When You Walk Away From a Home Purchase Contract?
Buying a home is one of the biggest financial decisions you'll ever make. The process is exciting, but it’s also full of legal commitments. Once you've had an offer accepted and signed a purchase agreement, you've entered a legally binding contract. While life can be unpredictable and circumstances ...
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DD214 and the VA Loan
You dedicated a portion of your life to serving this country. Now that your service is complete, you deserve access to the benefits you’ve earned. Among the most powerful of these is the VA Home Loan, a zero-down payment mortgage designed to help you achieve the American dream of homeownership.
But ...
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Buying a Home as an Unmarried Couple
Buying a home is a monumental step for any couple, but for those who aren’t married, it introduces a unique set of considerations. While the dream of joint homeownership is exciting, navigating the legal and financial landscape without a marriage certificate requires careful planning and open commun...
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Buy Now or Wait – A Look at Trying to Time the Market and Financial Readiness
It’s the question dominating every dinner table conversation and every real estate discussion among servicemembers, Veterans, and their families: Should I buy a home right now, or wait until interest rates finally fall?
You see the headlines. You know the history. You remember the incredible low rat...
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VA Loan Qualification Guidelines with Variable Income
You’ve served our nation, and you’ve earned one of the most powerful home loan benefits available: the VA Loan. This incredible program offers $0 down payment, competitive interest rates, and no private mortgage insurance (PMI). However, if your income comes from sources like commissions, overtime, ...
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How to Get a VA Loan After Bankruptcy
Experiencing bankruptcy can feel like a setback, especially when you’re dreaming of homeownership. If you’re a Veteran, Service Member, or eligible surviving spouse, you might be asking: “Can I still use my VA loan benefit after filing for bankruptcy?” The answer is a resounding yes.
The U.S. Depart...
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Divorce & Mortgage – How Veterans Remove a Name from a VA Mortgage and Deed
Breaking up is never easy, and when you own a home together, the financial and legal process can be daunting. For Veterans and military families, the added layer of a VA home loan or the unique circumstances of military life can make this transition even more complex.
At VeteransLoans.com, we unders...
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Why Your Credit Score is the Ultimate Key to Unlocking Your Dream Home
Embarking on the journey to buy a home is one of the most exciting milestones in life. It’s a significant investment, a place to build a future, and for many veterans and service members, a well-earned reward. But before you can walk through the door of your dream home, there’s a powerful number tha...
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Why Fall Maintenance is Crucial for Protecting Your Home Equity
As the crisp autumn air moves in, the change of seasons signals more than just pumpkin spice and football—it’s a critical time for homeowners. For Veterans, active-duty service members, and military families, your home is more than a place to live; it’s a vital, hard-earned asset. Taking proactive s...
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