{"id":4974,"date":"2025-12-11T11:51:35","date_gmt":"2025-12-11T17:51:35","guid":{"rendered":"https:\/\/www.veteransloans.com\/resources\/?page_id=4974"},"modified":"2026-03-17T11:47:40","modified_gmt":"2026-03-17T17:47:40","slug":"blog","status":"publish","type":"page","link":"https:\/\/www.veteransloans.com\/resources\/","title":{"rendered":"Resources"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_padding=&#8221;|||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<ul class=\"breadcrumb d-block ps-0\">\n<li><a href=\"\/\">Home<\/a><\/li>\n<li class=\"active\">Resources<\/li>\n<\/ul>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<h1 class=\"ps-2\">VA Loan Resources<\/h1>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p class=\"mb-4 text-3-5 font-weight-light\">Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;nopadding&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;186&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_menu][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_search _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_search][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Blog&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<style>\n    \/* Grid container: 2 columns left\/right ratio *\/\n    .custom-post-container {\n        display: grid;\n        grid-template-columns: 2fr 1fr;\n        \/* Left column wider *\/\n        gap: 30px;\n        max-width: 1400px;\n        margin: 40px auto;\n        padding: 0 20px;\n    }\n\n    .left-column,\n    .right-column {\n        display: flex;\n        flex-direction: column;\n        gap: 30px;\n    }\n\n    \/* Card styles *\/\n    .custom-post-card {\n        display: flex;\n        flex-direction: column;\n    }\n\n    .custom-post-thumb img {\n        width: 100%;\n        height: 200px;\n        object-fit: cover;\n        border-radius: 10px;\n        box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);\n    }\n\n    .custom-post-excerpt {\n        \/* background: #f9f9f9; *\/\n        padding: 0 15px;\n        margin-top: 10px;\n        border-radius: 10px;\n        \/* box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08); *\/\n    }\n\n    .custom-post-title {\n        font-size: 18px;\n        margin: 10px 0 0px;\n    }\n\n    .custom-post-title a {\n        text-decoration: none;\n        color: #222;\n    }\n\n    \/* .custom-post-title a:hover {\n        color: #0077cc;\n    } *\/\n\n    .custom-read-more {\n        display: inline-block;\n        margin-top: 10px;\n        padding: 8px 12px;\n        color: #72c02c !important;\n        text-decoration: none;\n        border-radius: 6px;\n    }\n\n    .custom-read-more:hover {\n        background: #005fa1;\n    }\n\n    \/* Pagination *\/\n    .custom-pagination {\n        text-align: center;\n        margin: 40px 0;\n    }\n\n    .custom-pagination a,\n    .custom-pagination span {\n        display: inline-block;\n        margin: 0 5px;\n        padding: 10px 14px;\n        background: #f1f1f1;\n        border-radius: 5px;\n        text-decoration: none;\n        color: #000;\n    }\n\n    .custom-pagination a:hover {\n        background: #ddd;\n    }\n\/* Active pagination page *\/\n.custom-pagination span.current {\n    background: #cfcfcf;   \/* subtle darker gray *\/\n    color: #000;\n    font-weight: 600;\n    cursor: default;\n}\n\n\/* Optional: keep hover from affecting current *\/\n.custom-pagination span.current:hover {\n    background: #cfcfcf;\n}\n\n    \/* Responsive *\/\n    @media(max-width: 900px) {\n        .custom-post-container {\n            grid-template-columns: 1fr;\n        }\n    }\n<\/style>\n\n<div class=\"custom-post-container\">\n\n    <div class=\"left-column\">\n                        <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-inspection-risks-benefits\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/04\/Blog-Cover-VA-Loan-Inspection-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/04\/Blog-Cover-VA-Loan-Inspection-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/04\/Blog-Cover-VA-Loan-Inspection-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-inspection-risks-benefits\/\">Why You Should Never Skip a VA Home Inspection (And the Risks of Not Getting One)<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Many VA homebuyers assume the VA appraisal is enough to protect them\u2014but it isn\u2019t. While the VA appraisal confirms the property meets minimum property requirements and estimated value, it does not fully evaluate the home\u2019s condition. A professional home inspection provides a deeper look at potential...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-inspection-risks-benefits\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-divorce-what-happens-to-your-entitlement-and-home\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Loans-and-Divorce-1-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Loans-and-Divorce-1-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Loans-and-Divorce-1-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-divorce-what-happens-to-your-entitlement-and-home\/\">VA Loans and Divorce &#8211; What Happens to Your Entitlement and Home?<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Quick Summary: In 2026, the baseline VA loan limit has increased to $832,750. However, your VA loan does not automatically change status during a divorce. To protect your entitlement and remove financial liability, you must take specific legal actions such as a VA Cash-Out Refinance, a Substitution ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-divorce-what-happens-to-your-entitlement-and-home\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/6-ways-a-va-cash-out-refinance-beats-personal-loans-for-debt-consolidation-in-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Cash-Out-Refinance-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Cash-Out-Refinance-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Cash-Out-Refinance-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/6-ways-a-va-cash-out-refinance-beats-personal-loans-for-debt-consolidation-in-2026\/\">6 Ways a VA Cash-Out Refinance Beats Personal Loans for Debt Consolidation in 2026<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        If you\u2019ve been watching your mailbox lately, it\u2019s likely filled with two things: &quot;Final Notice&quot; warnings for credit card rate hikes and those shiny &quot;Pre-Approved&quot; personal loan offers that come with strings attached. For Veterans and active-duty service members, there is a better way to navigate the...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/6-ways-a-va-cash-out-refinance-beats-personal-loans-for-debt-consolidation-in-2026\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-child-support-what-veterans-need-to-know-in-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Child-Support-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Child-Support-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Child-Support-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-child-support-what-veterans-need-to-know-in-2026\/\">VA Loans and Child Support &#8211; What Veterans Need to Know in 2026<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        If you pay or receive child support, you can still qualify for a VA home loan. However, these payments directly impact two critical metrics: your Debt-to-Income (DTI) ratio and VA Residual Income.\nIn 2026, VA underwriters are looking for specific &quot;fact density&quot; in your application. This guide explai...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loans-and-child-support-what-veterans-need-to-know-in-2026\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/the-zero-down-va-loan-should-you-put-money-down-when-you-dont-have-to\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Putting-Money-Down-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Putting-Money-Down-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Putting-Money-Down-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/the-zero-down-va-loan-should-you-put-money-down-when-you-dont-have-to\/\">The Zero Down VA Loan &#8211; Should You Put Money Down When You Don\u2019t Have To?<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        While the VA loan allows for 0% down, putting 5% down is often the &quot;sweet spot&quot; in 2026. It slashes the VA Funding Fee from 3.3% to 1.5% for repeat users and makes your offer more competitive in markets with appraisal gaps. However, if you are 10% or more disability-exempt, $0 down is almost always ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/the-zero-down-va-loan-should-you-put-money-down-when-you-dont-have-to\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/how-a-va-disability-rating-can-maximize-your-home-buying-power-in-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Disability-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Disability-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-VA-Disability-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/how-a-va-disability-rating-can-maximize-your-home-buying-power-in-2026\/\">How a VA Disability Rating Can Maximize Your Home Buying Power in 2026<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        If you are a Veteran with a service-connected disability, your VA disability rating is more than just a monthly compensation check\u2014it is a powerful tool for building wealth through real estate. Understanding how your benefits interact with the VA mortgage process can save you thousands of dollars at...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/how-a-va-disability-rating-can-maximize-your-home-buying-power-in-2026\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/can-i-use-my-parents-or-grandparents-va-loan\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Parents-VA-Loan-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Parents-VA-Loan-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Parents-VA-Loan-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/can-i-use-my-parents-or-grandparents-va-loan\/\">Can I Use My Parents\u2019 or Grandparents\u2019 VA Loan?<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        No, you cannot directly use a parent&#039;s or grandparent\u2019s VA loan eligibility to purchase a home for yourself. Unlike the Post-9\/11 GI Bill, which allows service members to transfer educational benefits to their children, VA home loan entitlement is non-transferable. The benefit is reserved exclusivel...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/can-i-use-my-parents-or-grandparents-va-loan\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n    <div class=\"right-column\">\n                        <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/house-hacking-in-2026-how-veterans-can-buy-a-fourplex-with-a-va-loan-and-build-wealth-faster\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-House-Hacking-1-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-House-Hacking-1-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-House-Hacking-1-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/house-hacking-in-2026-how-veterans-can-buy-a-fourplex-with-a-va-loan-and-build-wealth-faster\/\">House Hacking in 2026 &#8211; How Veterans Can Buy a Fourplex With a VA Loan and Build Wealth Faster<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        For many Veterans, homeownership is about more than having a place to live\u2014it\u2019s about stability, long-term security, and using earned benefits wisely. In 2026, one of the smartest and most underutilized ways to do that is house hacking with a VA loan, specifically by purchasing a fourplex.\nHere\u2019s th...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/house-hacking-in-2026-how-veterans-can-buy-a-fourplex-with-a-va-loan-and-build-wealth-faster\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/how-much-is-the-va-loan-funding-fee-in-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-93-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-93-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-93-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/how-much-is-the-va-loan-funding-fee-in-2026\/\">How Much is the VA Loan Funding Fee in 2026?<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        The VA funding fee is a one-time payment made to the Department of Veterans Affairs. Because VA loans typically require no down payment and no monthly mortgage insurance, the funding fee helps offset the cost of the program to U.S. taxpayers.\nThe amount you pay is not a flat rate; it is a percentage...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/how-much-is-the-va-loan-funding-fee-in-2026\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/7-reasons-a-va-irrrl-is-the-smartest-financial-move-for-veterans-in-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-IRRRL-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-IRRRL-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-IRRRL-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/7-reasons-a-va-irrrl-is-the-smartest-financial-move-for-veterans-in-2026\/\">7 Reasons a VA IRRRL is the Smartest Financial Move for Veterans in 2026<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        If you are a Veteran or service member with an existing VA loan, you are sitting on one of the most powerful financial advantages in the 2026 housing market. While other homeowners are struggling with high equity requirements and mountain-high closing costs to refinance, you have access to the VA In...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/7-reasons-a-va-irrrl-is-the-smartest-financial-move-for-veterans-in-2026\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-vs-va-inspection-2026-guide-what-they-are-how-theyre-different-and-what-veterans-really-need-to-know\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-Appraisal-vs-Inspection-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-Appraisal-vs-Inspection-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/02\/Blog-Cover-VA-Appraisal-vs-Inspection-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-vs-va-inspection-2026-guide-what-they-are-how-theyre-different-and-what-veterans-really-need-to-know\/\">VA Appraisal vs. VA Inspection (2026 Guide) What They Are, How They\u2019re Different, and What Veterans Really Need to Know<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Buying a home with your VA loan benefit is one of the most powerful financial tools available to Veterans and active-duty service members. But it\u2019s also one of the most misunderstood\u2014especially when it comes to VA appraisals and VA inspections.\nMany Veterans ask:\nWhat is a VA appraisal?\nWhat is a VA...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-vs-va-inspection-2026-guide-what-they-are-how-theyre-different-and-what-veterans-really-need-to-know\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Spring-Homebuying-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Spring-Homebuying-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Spring-Homebuying-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/\">Strategic Preparation for the 2026 Veteran Spring Homebuying Season<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        To thrive in the 2026 spring homebuying season, Veterans need a strategy that goes beyond simply having a VA loan. This year, the market is characterized by stabilizing interest rates (averaging around 6.2% APR) and a noticeable increase in inventory, meaning you have more options but must act with ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n<\/div>\n\n<div class=\"custom-pagination\">\n<span aria-current=\"page\" class=\"page-numbers current\">1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/page\/2\/\">2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/page\/3\/\">3<\/a>\n<span class=\"page-numbers dots\">&hellip;<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/page\/12\/\">12<\/a>\n<a class=\"next page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/strategic-preparation-for-the-2026-veteran-spring-homebuying-season\/page\/2\/\">Next &raquo;<\/a><\/div>\n<\/div>\n\n\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>To thrive in the 2026 spring homebuying season, Veterans need a strategy that goes beyond simply having a VA loan. This year, the market is characterized by stabilizing interest rates (averaging around 6.2% APR) and a noticeable increase in inventory, meaning you have more options but must act with precision. Here is a comprehensive guide [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-4974","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Resources - VeteransLoans.com Articles<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.veteransloans.com\/resources\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Resources - VeteransLoans.com Articles\" \/>\n<meta property=\"og:description\" content=\"To thrive in the 2026 spring homebuying season, Veterans need a strategy that goes beyond simply having a VA loan. 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This year, the market is characterized by stabilizing interest rates (averaging around 6.2% APR) and a noticeable increase in inventory, meaning you have more options but must act with precision. Here is a comprehensive guide [&hellip;]","og_url":"https:\/\/www.veteransloans.com\/resources\/","og_site_name":"VeteransLoans.com Articles","article_modified_time":"2026-03-17T17:47:40+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.veteransloans.com\/resources\/","url":"https:\/\/www.veteransloans.com\/resources\/","name":"Resources - VeteransLoans.com Articles","isPartOf":{"@id":"https:\/\/www.veteransloans.com\/resources\/#website"},"datePublished":"2025-12-11T17:51:35+00:00","dateModified":"2026-03-17T17:47:40+00:00","breadcrumb":{"@id":"https:\/\/www.veteransloans.com\/resources\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.veteransloans.com\/resources\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.veteransloans.com\/resources\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.veteransloans.com\/resources\/"},{"@type":"ListItem","position":2,"name":"Resources"}]},{"@type":"WebSite","@id":"https:\/\/www.veteransloans.com\/resources\/#website","url":"https:\/\/www.veteransloans.com\/resources\/","name":"VeteransLoans.com Articles","description":"VeteransLoans.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.veteransloans.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/comments?post=4974"}],"version-history":[{"count":29,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974\/revisions"}],"predecessor-version":[{"id":5854,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974\/revisions\/5854"}],"wp:attachment":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/media?parent=4974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}