{"id":4974,"date":"2025-12-11T11:51:35","date_gmt":"2025-12-11T17:51:35","guid":{"rendered":"https:\/\/www.veteransloans.com\/resources\/?page_id=4974"},"modified":"2026-03-17T11:47:40","modified_gmt":"2026-03-17T17:47:40","slug":"blog","status":"publish","type":"page","link":"https:\/\/www.veteransloans.com\/resources\/","title":{"rendered":"Resources"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_padding=&#8221;|||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<ul class=\"breadcrumb d-block ps-0\">\n<li><a href=\"\/\">Home<\/a><\/li>\n<li class=\"active\">Resources<\/li>\n<\/ul>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<h1 class=\"ps-2\">VA Loan Resources<\/h1>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p class=\"mb-4 text-3-5 font-weight-light\">Welcome to the VeteransLoans.com resource hub where we empower our heroes with knowledge and resources. Dive into our articles that cover everything from navigating VA loans to tips on financial wellness. Our mission is to provide veterans with the insights they need to make informed decisions about their financial future.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;nopadding&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;186&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_menu][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_search _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_search][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Blog&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<style>\n    \/* Grid container: 2 columns left\/right ratio *\/\n    .custom-post-container {\n        display: grid;\n        grid-template-columns: 2fr 1fr;\n        \/* Left column wider *\/\n        gap: 30px;\n        max-width: 1400px;\n        margin: 40px auto;\n        padding: 0 20px;\n    }\n\n    .left-column,\n    .right-column {\n        display: flex;\n        flex-direction: column;\n        gap: 30px;\n    }\n\n    \/* Card styles *\/\n    .custom-post-card {\n        display: flex;\n        flex-direction: column;\n    }\n\n    .custom-post-thumb img {\n        width: 100%;\n        height: 200px;\n        object-fit: cover;\n        border-radius: 10px;\n        box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);\n    }\n\n    .custom-post-excerpt {\n        \/* background: #f9f9f9; *\/\n        padding: 0 15px;\n        margin-top: 10px;\n        border-radius: 10px;\n        \/* box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08); *\/\n    }\n\n    .custom-post-title {\n        font-size: 18px;\n        margin: 10px 0 0px;\n    }\n\n    .custom-post-title a {\n        text-decoration: none;\n        color: #222;\n    }\n\n    \/* .custom-post-title a:hover {\n        color: #0077cc;\n    } *\/\n\n    .custom-read-more {\n        display: inline-block;\n        margin-top: 10px;\n        padding: 8px 12px;\n        color: #72c02c !important;\n        text-decoration: none;\n        border-radius: 6px;\n    }\n\n    .custom-read-more:hover {\n        background: #005fa1;\n    }\n\n    \/* Pagination *\/\n    .custom-pagination {\n        text-align: center;\n        margin: 40px 0;\n    }\n\n    .custom-pagination a,\n    .custom-pagination span {\n        display: inline-block;\n        margin: 0 5px;\n        padding: 10px 14px;\n        background: #f1f1f1;\n        border-radius: 5px;\n        text-decoration: none;\n        color: #000;\n    }\n\n    .custom-pagination a:hover {\n        background: #ddd;\n    }\n\/* Active pagination page *\/\n.custom-pagination span.current {\n    background: #cfcfcf;   \/* subtle darker gray *\/\n    color: #000;\n    font-weight: 600;\n    cursor: default;\n}\n\n\/* Optional: keep hover from affecting current *\/\n.custom-pagination span.current:hover {\n    background: #cfcfcf;\n}\n\n    \/* Responsive *\/\n    @media(max-width: 900px) {\n        .custom-post-container {\n            grid-template-columns: 1fr;\n        }\n    }\n<\/style>\n\n<div class=\"custom-post-container\">\n\n    <div class=\"left-column\">\n                        <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/how-selling-your-va-loan-home-could-affect-your-future-benefits\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T150146.036-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T150146.036-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T150146.036-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/how-selling-your-va-loan-home-could-affect-your-future-benefits\/\">How Selling Your VA Loan Home Could Affect Your Future Benefits<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Selling a home with a VA loan is more common than many Veterans realize\u2014and in most cases, it\u2019s a straightforward process. You\u2019re not locked into the loan forever, and you don\u2019t need special permission to sell. However, there are a few VA-specific details\u2014like entitlement, assumptions, and payoff ti...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/how-selling-your-va-loan-home-could-affect-your-future-benefits\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/lose-your-job-before-closing-on-a-va-loan-dont-panic-until-you-read-this\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T152136.958-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T152136.958-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T152136.958-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/lose-your-job-before-closing-on-a-va-loan-dont-panic-until-you-read-this\/\">Lose Your Job Before Closing on a VA Loan? Don\u2019t Panic Until You Read This<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        If you lose your job during the VA loan process, your loan approval may be paused or denied until you can show stable income again. Lenders must verify your ability to repay before closing, so a job loss is a major change that typically requires re-evaluation or delay of your VA home loan.\nJob loss ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/lose-your-job-before-closing-on-a-va-loan-dont-panic-until-you-read-this\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/how-to-use-a-va-loan-to-build-passive-rental-income\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Passive-Income-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Passive-Income-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/03\/Blog-Cover-Passive-Income-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/how-to-use-a-va-loan-to-build-passive-rental-income\/\">How to Use a VA Loan to Build Passive Rental Income<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Building wealth through real estate is a dream for many, but for Veterans and service members, it\u2019s a built-in benefit. While the VA loan is primarily designed to help you buy a home to live in, it is also one of the most powerful tools for generating passive income.\nBy using strategies like &quot;house ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/how-to-use-a-va-loan-to-build-passive-rental-income\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/the-truth-about-using-a-401k-loan-for-a-va-home-purchase\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-401k-Loan-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-401k-Loan-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-401k-Loan-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/the-truth-about-using-a-401k-loan-for-a-va-home-purchase\/\">The Truth About Using a 401(k) Loan for a VA Home Purchase<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        You can use a 401(k) loan to help cover a home purchase, but it typically comes with risks\u2014especially for VA home loan borrowers who often don\u2019t need a down payment. In many cases, using retirement funds may not be necessary and could impact your financial stability or loan approval.\r\n\r\nFor eligible...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/the-truth-about-using-a-401k-loan-for-a-va-home-purchase\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-occupancy-explained-move-in-rules-exceptions-and-tips\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Loan-Occupancy-Requirement-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Loan-Occupancy-Requirement-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Loan-Occupancy-Requirement-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-occupancy-explained-move-in-rules-exceptions-and-tips\/\">VA Loan Occupancy Explained &#8211; Move-In Rules, Exceptions, and Tips<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        VA loan occupancy requirements mean you must intend to use the home as your primary residence. In most cases, you\u2019re expected to move in within a reasonable timeframe after closing and live in the property. This requirement helps ensure the VA home loan benefit is used for housing, not investment pr...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-loan-occupancy-explained-move-in-rules-exceptions-and-tips\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/why-residual-income-matters-more-than-you-think-for-va-loans\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Residual-Income-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Residual-Income-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Residual-Income-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/why-residual-income-matters-more-than-you-think-for-va-loans\/\">Why Residual Income Matters More Than You Think for VA Loans<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Residual income is the amount of money you have left over each month after paying major expenses like housing, debts, and taxes. For VA home loans, it\u2019s a key guideline used to help ensure you can comfortably afford your mortgage and everyday living costs.\nWhen it comes to VA home loans, residual in...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/why-residual-income-matters-more-than-you-think-for-va-loans\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/why-some-veterans-pay-more-upfront-to-get-a-lower-va-loan-rate\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Par-Rate-vs-Discount-Points-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Par-Rate-vs-Discount-Points-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Par-Rate-vs-Discount-Points-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/why-some-veterans-pay-more-upfront-to-get-a-lower-va-loan-rate\/\">Why Some Veterans Pay More Upfront to Get a Lower VA Loan Rate<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        When you\u2019re comparing VA loan options, terms like par rate, buying down the rate, and discount points can feel confusing at first. They all relate to how your interest rate is structured\u2014and how much you pay upfront versus over time.\nUnderstanding how these pieces fit together can help you make a sm...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/why-some-veterans-pay-more-upfront-to-get-a-lower-va-loan-rate\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n    <div class=\"right-column\">\n                        <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-timeline-how-long-it-takes-and-what-can-delay-it\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Appraisal-Timeline-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Appraisal-Timeline-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-VA-Appraisal-Timeline-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-timeline-how-long-it-takes-and-what-can-delay-it\/\">VA Appraisal Timeline &#8211; How Long It Takes and What Can Delay It<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Waiting on a VA appraisal is one of the most common questions during the homebuying process. The good news is that in most cases, VA appraisals move relatively quickly\u2014but timelines can vary based on location, property type, and appraiser availability.\n\nDirect answer: A VA appraisal typically takes ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-appraisal-timeline-how-long-it-takes-and-what-can-delay-it\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/think-your-debt-is-too-high-for-a-va-loan-read-this-first\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-19T145214.139-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-19T145214.139-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-19T145214.139-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/think-your-debt-is-too-high-for-a-va-loan-read-this-first\/\">Think Your Debt Is Too High for a VA Loan? Read This First<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        VA loan debt-to-income (DTI) is the percentage of your monthly income that goes toward debts, including your future mortgage payment. While the VA does not set a strict maximum, most lenders look for a DTI around 41% or lower\u2014though higher ratios may still be approved with strong compensating factor...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/think-your-debt-is-too-high-for-a-va-loan-read-this-first\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/va-termite-inspection-secrets-every-military-homebuyer-should-know\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T141054.035-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T141054.035-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Employment-Requirements-for-Mortgage-Loan-Approval-2026-05-20T141054.035-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/va-termite-inspection-secrets-every-military-homebuyer-should-know\/\">VA Termite Inspection Secrets Every Military Homebuyer Should Know<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        VA termite inspections\u2014also called wood-destroying insect (WDI) inspections\u2014are often required during the VA home loan process, depending on the property location. These inspections help identify active infestations or damage from termites and other pests that could affect the safety, soundness, or ...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/va-termite-inspection-secrets-every-military-homebuyer-should-know\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/rolling-closing-costs-into-a-va-loan-whats-allowed-and-whats-not\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Rolling-Closing-Costs-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Rolling-Closing-Costs-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-Rolling-Closing-Costs-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/rolling-closing-costs-into-a-va-loan-whats-allowed-and-whats-not\/\">Rolling Closing Costs Into a VA Loan &#8211; What\u2019s Allowed and What\u2019s Not<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        Yes, in many cases you can roll certain closing costs into a VA loan\u2014but not all of them. It depends on the type of fee, the appraised value of the home, and how the loan is structured. Some costs can be financed, while others may need to be paid upfront or covered through seller concessions.\nOne of...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/rolling-closing-costs-into-a-va-loan-whats-allowed-and-whats-not\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                            <div class=\"custom-post-card\">\n                                            <a class=\"custom-post-thumb\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-How-VA-Loans-Changing-2026-1024x576.png\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-How-VA-Loans-Changing-2026-980x551.png 980w, https:\/\/www.veteransloans.com\/resources\/wp-content\/uploads\/2026\/05\/Blog-Cover-How-VA-Loans-Changing-2026-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>                        <\/a>\n                                        <h2 class=\"custom-post-title\">\n                        <a href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/\">How VA Loans Are Changing in 2026\u2014and What It Means for You<\/a>\n                    <\/h2>\n                    <div class=\"custom-post-excerpt\">\n                        VA loan changes in 2026 are expected to focus more on flexibility, affordability, and accessibility for eligible Veterans and service members. While the core benefit remains the same\u2014no down payment in many cases and no private mortgage insurance\u2014updates may impact funding fees, entitlement usage, a...                        <br><a class=\"custom-read-more\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/\">Read More<\/a>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n<\/div>\n\n<div class=\"custom-pagination\">\n<span aria-current=\"page\" class=\"page-numbers current\">1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/page\/2\/\">2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/page\/3\/\">3<\/a>\n<span class=\"page-numbers dots\">&hellip;<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/page\/14\/\">14<\/a>\n<a class=\"next page-numbers\" href=\"https:\/\/www.veteransloans.com\/resources\/how-va-loans-are-changing-in-2026-and-what-it-means-for-you\/page\/2\/\">Next &raquo;<\/a><\/div>\n<\/div>\n\n\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>VA loan changes in 2026 are expected to focus more on flexibility, affordability, and accessibility for eligible Veterans and service members. While the core benefit remains the same\u2014no down payment in many cases and no private mortgage insurance\u2014updates may impact funding fees, entitlement usage, and lender overlays. Staying informed helps you use your VA home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-4974","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Resources - VeteransLoans.com Articles<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.veteransloans.com\/resources\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Resources - VeteransLoans.com Articles\" \/>\n<meta property=\"og:description\" content=\"VA loan changes in 2026 are expected to focus more on flexibility, affordability, and accessibility for eligible Veterans and service members. 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While the core benefit remains the same\u2014no down payment in many cases and no private mortgage insurance\u2014updates may impact funding fees, entitlement usage, and lender overlays. Staying informed helps you use your VA home [&hellip;]","og_url":"https:\/\/www.veteransloans.com\/resources\/","og_site_name":"VeteransLoans.com Articles","article_modified_time":"2026-03-17T17:47:40+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.veteransloans.com\/resources\/","url":"https:\/\/www.veteransloans.com\/resources\/","name":"Resources - VeteransLoans.com Articles","isPartOf":{"@id":"https:\/\/www.veteransloans.com\/resources\/#website"},"datePublished":"2025-12-11T17:51:35+00:00","dateModified":"2026-03-17T17:47:40+00:00","breadcrumb":{"@id":"https:\/\/www.veteransloans.com\/resources\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.veteransloans.com\/resources\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.veteransloans.com\/resources\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.veteransloans.com\/resources\/"},{"@type":"ListItem","position":2,"name":"Resources"}]},{"@type":"WebSite","@id":"https:\/\/www.veteransloans.com\/resources\/#website","url":"https:\/\/www.veteransloans.com\/resources\/","name":"VeteransLoans.com Articles","description":"VeteransLoans.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.veteransloans.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/comments?post=4974"}],"version-history":[{"count":29,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974\/revisions"}],"predecessor-version":[{"id":5854,"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/pages\/4974\/revisions\/5854"}],"wp:attachment":[{"href":"https:\/\/www.veteransloans.com\/resources\/wp-json\/wp\/v2\/media?parent=4974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}